From a warranty that quietly ran out to a refund the store keeps dodging, knowing your rights is what turns “that’s not fair” into action. These tools check the cover you have left, work out refund and cooling-off timelines against store policy, do the price-match maths and walk you through complaints, chargebacks, credit-report errors and disputes step by step — plain language, honest answers, and “check your local law” wherever the rules differ. The full detailed report costs less than a coffee: $2.95.

When something you bought turns out to be faulty, the law in most countries gives you more than a shrug: the seller who took your money is responsible for putting it right, usually through repair, replacement or refund — and for a major failure you can often reject the item entirely. The skill is in knowing which remedy to ask for, how to ask so you are taken seriously, and what to do when the first answer is no. This guide walks the decision: confirm the fault is real and not wear and tear, write a dated complaint naming the fault and the remedy you want, give a reasonable deadline, and escalate through your local disputes service if the seller refuses. Your contract is with the retailer, not the manufacturer — start there.
The plain-English decision tree for when something you bought is faulty — which remedy to ask for first (repair, replacement or refund), how to ask so sellers take you seriously, and what to do when they say no.
Not for faulty goods. Store policies govern change of mind; consumer law governs faults, and a shop cannot contract out of basic guarantees in most countries. 'No refunds' signs cover the goods you simply do not want, not the goods that do not work.
The retailer who sold it to you. Your contract is with them, and consumer law in most countries puts the obligation to repair, replace or refund on the seller. The manufacturer is a second stop if the seller sends you there — but the seller cannot outsource the legal obligation.
A reasonable repair offer is fine to accept, but the same fault returning is not a second chance for the seller — in most jurisdictions repeated failure to fix a major fault is exactly the situation where you can escalate to a replacement or refund. Keep the repair paperwork; it is your evidence.
Every tool answers instantly from our own knowledge and calculators — no AI wait, no account. Honest maths and plain-language guidance, always educational and never legal advice: consumer laws vary by country, state and situation, so each answer tells you what is generally true, what to check locally, and what your next step should be — never hype, never pressure. Results are estimates and next-step aids, not legal opinions, and nothing you type is stored. Want the deeper, personalised version? Each has a $2.95 full report.